The price per square meter of the house exceeds 2300/ flat: 2300× area × 2.5%.

The price per square meter of the house is less than 2,300 yuan/flat: actual price per square meter × area ×2.5%.

As for whether to prepare 10 thousand yuan when you move in, it depends on the area and price of the house you buy. Generally speaking, it is not enough, because there is deed tax, which is also a big expense. The tax rate is × 1.5% of the house price.