the medical insurance fund refers to the special fund raised by the medical insurance agency from units and individuals for the basic medical insurance of employees in order to ensure the basic medical care of employees. The basic medical insurance fund includes two parts: social pooling fund and individual account, which are paid by the employer and individual employees according to a certain proportion.

Personal medical insurance account refers to a special fund account set up by medical insurance institutions for individuals participating in basic medical insurance to record their medical insurance financing and pay their medical expenses.