1. The monthly extractable amount of renting house shall not exceed 50% of the amount payable in the month of application, and the monthly extractable amount shall not exceed 12 months every year;

2. The withdrawal amount of other housing consumption shall not exceed 30% of the total amount of employee housing provident fund payable within 12 months before the application for withdrawal;

3, in the city within the scope of the purchase of property housing or construction, renovation, overhaul of property housing, the withdrawal amount does not exceed the balance stored in the account at the time of application, and does not exceed the total purchase price. Workers and their family members have two or more houses in total, and the withdrawal amount shall not exceed 60% of the account balance at the time of application, and shall not exceed the total purchase price;

4. Repay the loan principal and interest of the housing with ownership within the scope of this Municipality, and the employees and their family members have only one set of housing in total, and the monthly extractable amount shall not exceed the actual repayment amount of the employees last month. Workers and their family members have two or more houses in total, and the monthly withdrawal amount shall not exceed 60% of the amount payable in the month of application;

5, the third set of housing is not allowed to withdraw housing provident fund.

The extraction conditions of housing provident fund are as follows:

1. The employee has paid the housing accumulation fund in full for more than one year;

2, purchase, construction, renovation, overhaul occupied housing;

3. Retired;

4, completely lose the ability to work, and terminate the labor relationship with the unit;

5. Go abroad to settle down;

6. Repay the principal and interest of the owner-occupied housing loan;

7. renting a house for self-occupation;

8, life is difficult, is receiving the city minimum living allowance;

9. Encountering unexpected events, causing serious difficulties in family life;

10, migrant workers, terminate labor relations with the unit;

1 1, who is sentenced to death, life imprisonment or fixed-term imprisonment at the expiration of the national statutory retirement age;

12, dead or declared dead.

There is no limit on the number of withdrawals of housing provident fund, but there are certain restrictions on the amount of withdrawal, as follows:

1. If you use the housing provident fund to repay the mortgage, you can withdraw the housing provident fund once a month, but the withdrawal amount cannot exceed the withdrawal amount of housing repayment;

2, one-time payment, housing provident fund, housing provident fund can be fully withdrawn once every quarter, up to 4 times a year;

3, self-built, overhaul housing, renovation of housing provident fund extraction, the total extraction can not exceed the actual expenditure;

4, rental housing provident fund, housing provident fund can be fully withdrawn once a year, the annual withdrawal amount can not exceed the total annual rent.

To sum up, the money from the provident fund can be withdrawn every month. If you apply for a mortgage, you can withdraw the provident fund every month to repay the principal and interest of the mortgage for that month. You can apply to withdraw the provident fund once a month to subsidize your family, and the amount is not limited.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.