Fixed investment refers to investing in a designated open-end fund at a fixed time and with a fixed amount, and increasing the holding share through continuous buying, so as to share the cost of holding positions and spread risks. So, will the fund lose money if it decides to invest? How to make a fixed investment? Below we have prepared relevant contents for your reference.

Funds with fixed investment will also lose money, but compared with one-time purchase, the probability of loss is lower. The reasons for the loss of fixed investment funds are as follows:

1, the timing of intervention is wrong.

The wrong timing of intervention will also make it difficult for investors to make money. For example, when the market is not good and the fund is in a downward channel, investors will make fixed investment operations. Although the fixed investment will spread the cost of holding positions equally, it is difficult for investors to make money or even lose more in the short term.

2, will not take profit.

In the process of fixed investment, investors will not make a profit, that is, when the fixed investment fund makes a profit, investors can sell it to make a profit, and then sell it when the fund makes a loss, resulting in investors not making any money in the process of fixed investment.

3. Treat fixed investment as short-term speculation.

The fixed investment of the fund is a long-term investment. Some investors hold the psychological operation of short-term speculation when the fund is fixed, and sell it as soon as there is a loss, which can easily lead to selling the fund without making money.

So, how should investors make a fixed investment?

1. Choose a fund with low valuation for fixed investment.

Choose index funds with low fund valuation for fixed investment. The lower the valuation of the fund, the smaller the bubble, and the less risk investors take. At the same time, funds with low valuations have more room for growth in the later period.

2. Stop profit and stop loss in the process of fixed investment.

In the process of fixed investment, investors can set a take profit position to ensure income. However, the fixed investment of the fund is characterized by long-term, compound interest and average cost. Therefore, there is no need to set a stop loss in the process of fixed investment.

3. Choose a fund with large fluctuations for fixed investment.

In the process of fixed investment, investors should choose funds with large volatility, such as stock funds and index funds, which are more likely to produce smile curve effect.