Fund manager. The fund manager directly manages your fund, so before buying a fund, you must! ! Must! ! Must! ! ! Let's first look at the fund manager of this fund and check the performance of the funds he managed in the past online. Past performance is the most direct proof of his investment ability. Although good performance in the past does not mean that the fund must make money, but poor performance in the past, do you dare to expect him to create a miracle? Don't lie to yourself.
Fund companies. Of course, some fund managers are relatively new, and their previous performance is relatively small, which cannot explain the problem. Then, you can see which company manages the fund, and the investment level of the company can explain some problems. Generally speaking, large companies have strong investment ability. After all, people's investment, research and internal control are systematic. Of course, if you have to buy a small company, you can. Who doesn't have several signature products yet? However, you have to take a big risk. Look at your own balance
Back to your question. My suggestion: 1. Fund managers are at the bottom of the past performance, and it is not recommended to buy funds managed by such people. It wasn't so good before, but now I can't play with a flower. 2. It is not recommended to buy a fund of a small company unless it is a fist product. 3. It is not recommended to open a position immediately for funds that have skyrocketed in the past. (Except for fixed investment)