1, company strength

The initial working capital of Mei Xin Mujin is 654.38+million yuan, which is supported by Ant Financial, Tian Hong Fund, Guo Jinding Xing, Chengdu Chen Jia, Tomson Bianjian, Tenbon International, Xingudu, Beijing Roy and Chuanglian Education. Ant Financial and Tianhong Fund belong to Alibaba Company, accounting for 30% and 20.5% of the initial working capital of Mei Xin Mujin Life respectively. With Alibaba as the backing, Xi Cai Jun thinks it's worth worrying about.

2. Business approval

The main business scope of this insurance company involves life insurance, health insurance, accident insurance and other personal insurance. At the same time, it also provides insurance funds permitted by the state, as well as other businesses approved by the China Banking Regulatory Commission and the China Insurance Regulatory Commission.

Step 3 pay attention to the crowd

The remarkable characteristics of Sino-US mutual life insurance are online operation and digitalization, which are mainly aimed at people with homogeneous risk protection. Focus on long-term pension and health insurance, actively develop inclusive finance, strive to achieve high-quality development of the insurance industry, and practice prosperity with * * *. "China-US power" is constantly developing.

With regard to solvency, the CBRC has clearly given three indicators, which must be met at the same time: first, the core solvency adequacy ratio is ≥ 50%; Second, the comprehensive solvency adequacy ratio is ≥100%; Third, the comprehensive risk rating is at Grade B and above. As long as the above three requirements are met, it can be considered that the solvency of this company is up to standard.