Income share calculation is divided into external deduction method and internal deduction method:

1, internal deduction method:

Share = investment amount ×( 1- subscription rate) ÷ net value on the day of subscription+interest.

Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.

2, external buckle method:

Share = investment amount ×( 1+ subscription rate) ÷ net value on the day of subscription+interest.

Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.

At present, most fund companies use the external deduction method, because the share of the external deduction method will be a little more for the same purchase amount, which is more beneficial to the fund holders.

This method can be used to calculate your daily profit. After purchasing the fund, if you feel that the daily calculation is troublesome, you can use the fund account book in Caidao.com to manage it, and you can automatically calculate the daily income and yield.

Extended data:

Sources of income of the Fund:

1. Dividend: the income of the fund from the distribution of the company's net profit due to the purchase of the company's shares.

Generally speaking, there are two forms of dividend distribution to shareholders: cash dividend and stock dividend. As a long-term investor, the main goal of the fund is to obtain long-term stable returns for investors, and dividends are an important part of the fund's income. The dividend of the invested stock is an important criterion for the fund manager to choose the portfolio.

2. Dividend: refers to the income of the fund from distributing the company's net profit due to the purchase of the company's preferred shares.

Dividends are usually agreed in advance according to a certain proportion, which is the main difference between dividends and bonuses. Like dividends, dividends also constitute an important part of investors' income, and the level of dividends is also an important criterion for fund managers to choose investment portfolios.

3. Bond interest: refers to the interest that the fund assets get on a regular basis because they invest in different types of bonds (government bonds, local government bonds, corporate bonds, financial bonds, etc.). ).

China's "Interim Measures for the Management of Securities Investment Funds" stipulates that the proportion of funds investing in government bonds shall not be less than 20% of the fund's net asset value. Therefore, bond interest is also an indispensable part of investment return.

4. The price difference between buying and selling securities: refers to the price difference income formed by the investment of fund assets in securities, which is also commonly called capital gains.

5. Deposit interest: refers to the bank deposit interest income of fund assets. This part of the income only accounts for a small part of the fund's income. Because open-end funds must be ready to pay the fund holders' redemption applications at any time, they must keep some cash in the bank.

6. Other income: refers to the cost or expense saved by the use of fund assets, such as miscellaneous income obtained by the fund from securities companies due to large-value transactions. This part of the income is usually very small.

Baidu Encyclopedia-Fund Income