Extended data:
China Postal Savings Bank can be traced back to the postal savings business started in 19 19, and it has a history of one hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Limited was formally established. 20 12 1 month, the whole company was restructured into a joint stock limited company. From 20 15 to 12, ten domestic and foreign strategic investors were introduced.
It has nearly 40,000 business outlets and serves more than 600 million individual customers, giving full play to the unique mode of "self-employment+agency" to serve "agriculture, rural areas and farmers", urban and rural residents and small and medium-sized enterprises. With excellent asset quality and remarkable growth potential, the Bank is a leading large retail bank in China.
Adhere to serving the real economy, actively implement the national strategy, support the construction of China's modern economic system, and realize its own sustainable development. Adhere to customer-centric, build an online and offline integrated financial service system, and provide our customers with high-quality, convenient and efficient integrated financial services. Adhere to the risk orientation, constantly improve the "all-round, all-round, all-staff" comprehensive risk management system construction, and maintain the excellent level of asset quality.
Adhering to the concept of modern commercial bank governance, we will optimize and improve the corporate governance structure, improve the corporate governance mechanism, continuously improve the standardization and effectiveness of corporate governance, and further enhance the level of corporate governance.
Based on the new development stage, we will implement the new development concept, serve the new development pattern, comprehensively deepen reform and innovation, and strive to become a first-class large-scale retail bank with customer trust, distinctive features, stability and safety, innovation-driven and excellent value.
Banks are legally established financial institutions engaged in monetary and credit business, and are the product of the development of commodity monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, franchised institutions, investment banks and the World Bank, with different responsibilities.
The profit ratio of most domestic banks is: loan 30%, bank insurance 10%, wealth management fund product sales 10%, financial instrument sales 5%, financial intelligent terminal business consumption 30%, hedging business 5%, bill business 10% and so on.