relevant knowledge
Is the expected annualized expected return of WeChat change financing high? How to calculate the expected annualized expected income?
The wealth management products provided by WeChat change management are all money funds, but money funds are not the same as bank deposits.
Money fund is a fund product that can be purchased and redeemed at any time. Its investment scope mainly includes short-term securities with high credit rating such as bank time deposit certificates, government bonds, central bank bills, commercial bills and corporate bonds. The average remaining period of the portfolio is 65,438+0.20 days, and its risk and historical expected annualized expected return are lower than those of equity funds, hybrid funds and bond funds.
Monetary funds mainly invest in short-term bonds with extremely high credit ratings, such as bank time deposits and national debt. These investments have high security, strong liquidity, stable expected annualized income and little possibility of loss. However, in some cases, the risk of loss may also occur, such as: the creditor's rights of the investment default and can not be paid, which may lead to losses; When most users redeem at the same time, the fund needs a lot of cash payment in the short term, and the bonds are sold centrally, which may cause losses.
Products connected with WeChat change financing include Yifangdayi Fund Easy Financing, southern fund Cashier E, Huitianfu Fund Full Payment Bao, Huaxia Fund Financial Payment Bao and so on.
Wechat change financing supports quick cash withdrawal 10000 yuan every day. After exceeding the limit, you can only use ordinary cash withdrawal and receive it on the next trading day.
The above is about "Is WeChat change financing risky and will it lose money?" According to reports, WeChat change financing is a very low-risk wealth management product, similar to Yu 'ebao, but investors should not completely ignore risks when investing, or assess their risk tolerance before investing.