There may be several situations:
The transaction is conducted on a working day: if it is before 15, it can be cancelled before 15 on the same day; If it is after 15, you can cancel the next working day before 15.
The transaction is conducted on the rest day: it can be cancelled before the next working day 15.
After cancellation, the funds will be returned to the bank card within 2-3 working days.