The pension insurance payment ratio in Beijing is 16% paid by the unit, which is divided into two parts: the social pension insurance pooling fund and the personal account. Individuals also need to pay 8% (all of which are transferred to the personal account).

Starting from July 2022, the upper limit of the monthly payment base for the city's basic pension insurance, unemployment insurance, work-related injury insurance, and basic medical insurance for employees (including maternity) in 2022 will be determined to be 31,884 yuan, and the lower limit of the monthly payment base will be 5,869 yuan.

For individuals who have registered as individuals in social insurance agencies such as municipal and district human resources police service centers and participated in social insurance, as well as individuals who pay social insurance at convenience service centers in various streets (townships and towns), the payment base can be found in the enterprise

Choose between the lower limit and upper limit of employee pension insurance contributions.

For those who fail to complete the declaration procedures on time, their social insurance payment base in 2022 will be determined based on their payment base in the previous year. If it is lower than the lower limit of employee pension insurance payment and unemployment insurance payment, the lower limit will be used as the payment base.

Legal basis: "Social Insurance Law of the People's Republic of China" Article 12 The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and record them into the basic pension insurance overall fund.

Employees should pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state and record them into their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance in the employer, and other flexible employment personnel who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with national regulations and record them separately in the basic pension insurance pooling fund

and personal accounts.