Step 1: Register
Buyers and sellers go to intermediary agencies to consult policies related to second-hand housing transactions and register the buying and selling information respectively.
Step 2: Shift gears
The seller holds the house ownership certificate to the district and county real estate transaction management department where the house is located, and handles the file transfer formalities. If it is entrusted to an intermediary, it will be handled by the intermediary.
Step 3: Verify
Intermediary agencies check the seller's identity card and property right certificate (including whether there is property right and whether the house is mortgaged, etc.). ), and keep a copy of the certificate for the record. At the same time, on-the-spot investigation, grasp the details of the house, conduct preliminary appraisal, and provide reference for determining the sales price.
Step 4: Sign the contract.
After the house is verified, the intermediary agency signs an entrustment agreement with the buyer and the seller respectively. After the buyer and seller confirm the house price and related matters, they sign the house sales contract and pay the agency fee.
Step 5: Mediator
The Buyer and the Seller shall sign the Intermediary Contract with the intermediary agency * *, and pay the intermediate premium. The seller shall submit the original and photocopy of the house ownership certificate, name stamp, etc. The buyer shall submit copies of valid identity documents, name stamps, etc.
Step 6: Pay
The Buyer shall deposit all the house payment into the account designated by China Insurance Company within three days before the transfer. If the buyer wants to apply for a mortgage loan from the bank, he should sign an entrustment guarantee contract with the guarantor, deposit 3% of the total house price as the down payment into the account designated by the intermediary, and remit the whole loan amount to the account designated by the intermediary after the bank lends money. The difference between the above two payments and the total house price shall also be deposited by the buyer into the account designated by the insurer in one lump sum before the loan is issued.
Step 7: Transfer ownership
The buyer and the seller pay the relevant taxes and handle the transfer formalities. Then, after the buyer and seller confirm that the property is correct, the mediator will pay the house price to the seller, and the seller must vacate the house and give the key to the buyer, and the mediator will settle the account.
When handling the purchase and sale of the rural housing real estate license, the following information shall be provided:
① Original (original) of real estate license;
② Copy of land use right certificate (original inspection);
(3) The original house sales contract;
(4) Copies of identity certificates and marriage certificates of the buyer and seller (original inspection);
(5) The original certificate of the rural collective economic organization agreeing to transfer the ownership of the house, and the purchaser's household registration and certification materials with the qualification of villagers in the village.
Extended data:
Rural housing can also apply for real estate license, but the owner needs to apply for or replace the real estate license at the housing management office where the house is located after obtaining the collective land use certificate and the construction project planning permit.
1. According to the provisions of the Property Law, you can only prove that you are the real owner of the house if you register and obtain the real estate license. Therefore, rural houses also have real estate licenses. However, the real estate license of rural housing is different from that of urban housing: the homestead of rural housing needs approval, and only after approval can the building be built and the real estate license be obtained.
2. The applicant for the new rural housing real estate license must be a resident of the village and have only one residence. The village where the household registration is located is the central village (Tun), so it is really necessary for farmers to build houses. It should be noted that if the applicant is not a local hukou, it is impossible to apply.
3, the new rural housing real estate license application materials:
(1) Personal identification, including family register and ID card;
(2) building application.
4, the new rural housing real estate license processing process:
(1) The applicant applies to the villagers' committee for building a house;
(2) The village committee shall sign and seal the application;
(3) the applicant applies to the township construction office;
(4) The staff of the Township Construction Office made a field trip and agreed to build a house;
(5) the applicant to the township construction office to receive the application form for housing construction;
⑥ Submit the application form and ask the Township Construction Office to sign and agree;
All landowners handed over to the township leaders for signature and seal, and verified the consent;
Today, it is submitted to the county planning and construction bureau for approval again.
Pet-name ruby through the examination and approval, the applicant received the title certificate.
5, rural housing sales for real estate license needs:
(1) Apply for land from villages and towns;
(2) Submit relevant materials;
(3) The local land and resources bureau shall review the ownership information provided by the applicant;
(4) field investigation, investigation and announcement;
⑤ Report to the Land and Resources Bureau for examination and registration;
⑥ Issue certificates.
References:
Rural revitalization strategic planning-China government network