If the fund bought in the early stage suffered a serious loss, and the fund eventually returned to its capital in the later stage, then if this happens, it is necessary to analyze whether the fund has prospects and growth space, and then consider whether to redeem it.
If it is a stock fund, you can look at the fund's heavy stocks and see if the fund's heavy stocks are at a high level. If the increase is relatively large and the position is relatively high, you can consider taking profit and redeeming to avoid the fund falling and losing money in the later period. Then, if the fund's heavyweight stocks are not at a high level and there is an upward trend, you can consider continuing to hold them.
Because the situation of each fund is different, the above is also a way of thinking. You still have to judge for yourself. Funds are risky investments. Everyone should consider his own situation when investing. If they can't bear the risk, they can consider redemption.
The risk and return of the fund are relative, and how high the return will be depends on the risk. In the analysis, you can also refer to a regression in the past. Although the past does not represent the future, it will still have certain reference significance.