Net worth means how much each share is worth. For example, the net value is 1.32 yuan, which is equivalent to the present value of each fund is 1.32 yuan. If you bought it during the subscription period, the net value when you bought it was 1 yuan. If you sell it now (that is, redeem it), you can trade it at 1.32 yuan, which is equivalent to earning every dollar.

You are now MINUS 3.3. I checked. This 3.3 means that you lost 3.3% this year. You bought it on February 20 this year, which is equivalent to subscription, that is, the cost is 1 yuan per share, and the current net value is 0.9670. That is to say, if you sell it now, it is only 0.967 yuan per share, which is a loss. After calculating the cost, the handling fee of one hundred thousand yuan is 1500+500=2000 yuan, and your share is100000/(1+1.5%) = 98522.17 copies. After redemption, it is 95,270.94 yuan.