One person can centrally manage 3-5 funds, and the funds should be few and fine. Don't underestimate these funds. Good management can also bring good returns. I have about 10 in my hand now. I feel too busy to study each one in depth. In the long run, it will only waste time and money. Financial management depends on free time. If it is too much, I will give up, and I will gradually reduce it in the future, so that financial management will only bring me benefits and no mental burden.

Why does this retail investor say that three to five chickens are the best? Because he doesn't have enough energy to take care of them. If it is less, it will be a heavy loss to hang one.

There is no requirement to buy a fund, which can be decided according to the amount of funds invested by individuals. If the amount of money invested by a novice in buying a fund is not large, there is no need to buy too much if it is only 20 thousand or 20 thousand or 30 thousand. If you buy more, you can't manage it, and you can't make a fixed investment. If the investment amount is large, you can choose more funds according to the situation to better spread the risk. After the fund is bought, management should be strengthened. After a period of time, it is necessary to sort out and compare the survival of the fittest. Good foundations continue to be held, and poor foundations are replaced in time, or transferred to good funds. Maximize the income from the funds held.

Positions should be centralized, and different promising industries and future trends have slightly dispersed configurations, that is, they should be centralized and balanced, and the retracement should be controlled.

I really don't want to buy too much. Late management is too tired. If I don't cover it now, I'm sure there are only 3 -5 pieces of cheese left.

I bought more, but I finally returned it to the market. Now I have summed up some experience. The fund that has been set there has managed to find a fund with good growth recently, which will be profitable when the market environment is good.

Of course, I don't think that the number of funds is a bad thing, but these must choose funds that are stronger than the market in the near future, and don't follow suit. If it is too high, you have to sell it, and it is your own income.

Depends on what fund you buy. It doesn't matter if it is a passive broad-based index fund and a bond fund. If it is active funds and industry funds, especially active funds, not too much, so as not to be overwhelmed. Of course, it doesn't matter if you have this hobby and have more energy.

I bought six, three broad-based indexes and three hybrid funds.

I bought more than twenty, don't you think it's too much? In fact, the same kind just bought a few more, such as three in medical care, just diversifying investment. If you calculate 5- 10 by category, it will be reduced later.

You can buy dozens or hundreds, it's your own money anyway.