You bought it in four years when the China stock market was poor, and most of the funds lost money. This is the first point.

Second, the subscription fee is high because the purchase channel you choose is not good, but it can actually be reduced to 40%. This fee fund company can't get much, and it has been taken away by the agency channel.

Third, the redemption fee will not be high. You have held it for four years, so there should be no redemption fee.

In the Nuoan Fund, the Nuoan balance is the best, and the others are really average.