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What do you mean by accumulated income?
(1) Cumulative income refers to the sum of all income generated by all purchased products (including redeemed products and products still held). For example, if a user keeps money in Yu 'ebao, the accumulated income is the sum of all the income currently in Yu 'ebao (of course, this includes the income that has been taken out and the income that has not been taken out).

② Cumulative income refers to the total income of the fund from the date of establishment and issuance to the date of inquiry. Among them, the cumulative income of the fund includes the sum of a series of income such as dividends and fund net value. Cumulative income refers to the cumulative income of the fund since its establishment and operation, which can measure the income of the fund since its establishment.

Why is the accumulated income of the fund less than the holding income?

If the accumulated income is less than the holding income, it means that the funds that investors bought before are all losses, and only the funds that currently hold positions are profitable. If the accumulated income is positive, it means that it has been profitable since the purchase of the fund; On the other hand, if the cumulative income is negative, it means that investors will lose money when they buy the fund.