Bond fund refers to a fund that specializes in investing in bonds. By pooling the funds of many investors, it makes portfolio investment in bonds and seeks relatively stable returns. According to the classification standard of China Securities Regulatory Commission, bond funds refer to funds with more than 80% of fund assets invested in bonds. In China, bond funds mainly invest in government bonds, financial bonds and corporate bonds. Usually, bonds provide investors with a fixed return and repay the principal at maturity, and the risk is lower than that of stocks. Therefore, compared with stock funds, bond funds have the characteristics of stable income and low risk. June 10

1, low risk, low return Because the investment object of bond funds-bond income is stable, the risk is low, and the risk of bond funds is low, but at the same time, because bonds are fixed-income products, bond funds have low risk but low return compared with stock funds.

2. Lower cost Because bond investment management is not as complicated as stock investment management, the management fee of bond funds is relatively low.

3. Stable income investment bonds have regular interest returns and promise to repay the principal and interest at maturity, so the income of bond funds is relatively stable.

4. Pay attention to the current income. Bond funds mainly pursue relatively fixed returns in the current period. Compared with equity funds, they lack appreciation potential and are more suitable for investors who are unwilling to take too many risks and seek stable returns in the current period.

Low-risk bond funds can effectively reduce the risks that a single investor may face by pooling investors' funds to invest in different bonds. With the increasing diversification of bond varieties, ordinary investors should not only carefully study the issuer, but also judge the macroeconomic indicators such as interest rate trends, which is often beyond their ability, while investment bond funds can share the results of expert financial management. If liquid investors invest in illiquid bonds. Only when it is due can it be cashed, and indirectly investing in bonds through bond funds can obtain higher liquidity and can transfer or redeem the bond funds held at any time.