No, individual investors are required to be 18-7 years old to open a fund account. According to the relevant laws and regulations of our country, the age of individual investors who apply for fund account opening is 18 ~ 7 years old with full capacity for civil conduct, while citizens over 16 years old but under 18 years old are required to submit relevant income certificates before opening an account. When a domestic institutional fund investor opens a fund account, the enterprise needs to produce the original or duplicate of the enterprise business license and a copy stamped with the official seal of the unit, and the enterprise legal person, social organization or other organization shall provide the original registration certificate issued by the civil affairs department or the competent department and a copy stamped with the official seal of the unit; In addition, it is necessary to provide the power of attorney of the legal representative, the valid identity certificate of the business manager, and the original account opening certificate of the designated bank settlement account.

When handling fund account opening procedures for investors, fund sales personnel should strictly abide by the relevant provisions of the Guiding Opinions on Internal Control of Securities Investment Fund Sales Organizations, and pay attention to the following matters: ① Effectively identify investors; (2) provide investors with "notes on investors' rights and interests"; ③ Introduce the fund sales business process, charging standards and methods, complaint channels, etc. to investors; ④ Understand investors' investment objectives, risk tolerance, investment period and liquidity requirements.

At present, Internet platforms can also open accounts, and you can open an account to purchase funds after submitting the specified documents and conducting risk assessment and investigation.

fund managers and fund sales institutions shall establish and improve the file management system, and properly manage the account opening materials of fund share holders and other materials related to sales business. Customer identity information shall be kept for at least 15 years from the year when the business relationship ends, and other information related to sales business shall be kept for at least 15 years from the year when the business occurs.