The minimum number of years for paying basic medical insurance premiums for Sichuan Suining Employee Medical Insurance is 25 years, and the actual payment period in our city shall not be less than 5 years.
Employee medical insurance application process:
1. The employer shall handle basic medical insurance registration procedures with the designated social insurance agency in accordance with the regulations of the Municipal Human Resources and Social Security Bureau. Among them, a newly established employer shall go through the basic medical insurance registration procedures within 30 days from the date of establishment;
2. If the employer terminates in accordance with the law or the basic medical insurance registration items are changed, the relevant Within 30 days from the date of the occurrence of the situation, the cancellation or change of registration procedures shall be handled with the original registration agency;
3. When the social insurance agency handles the procedures specified in the first two paragraphs of this article, it shall follow the municipal human resources and social insurance agency’s procedures. The Municipal Medical Insurance Center shall be reviewed according to the requirements of the Insurance Bureau, and shall promptly notify the Municipal Medical Insurance Center of the employer’s registration, change of registration or cancellation of registration in accordance with regulations.
Urban employee medical insurance payment methods:
1. All urban employers, including enterprises, government agencies, institutions, social groups, private non-enterprise units and their employees, must participate basic medical insurance. Whether township enterprises and their employees, owners of urban individual economic organizations and their employees participate in basic medical insurance shall be decided by the people's governments of each province, autonomous region, and municipality directly under the Central Government;
2. In principle, basic medical insurance shall be based on administrative regions at or above the prefecture level. (including prefectures, cities, prefectures, leagues) as the coordinating unit, or the county (city) as the coordinating unit, all employers and their employees must participate in the basic medical insurance in the coordinating area in accordance with the principle of territorial management, implement unified policies, and implement Unified collection, use and management of basic medical insurance funds;
3. Basic medical insurance premiums shall be paid jointly by the employer and employee***. The employer's contribution rate should be controlled at about 6% of the total wages of employees, and the employee contribution rate is generally 2% of their salary income.
To sum up, we already know the payment method of urban employee medical insurance. With medical insurance, there will no longer be a problem of being unable to afford medical treatment, and everyone can afford medical treatment.
Legal basis:
Article 27 of the "Social Insurance Law of the People's Republic of China"
Individuals who participate in the basic medical insurance for employees must meet the statutory If the accumulated contributions at retirement age reach the number of years prescribed by the state, they will no longer pay basic medical insurance premiums after retirement and enjoy basic medical insurance benefits in accordance with the provisions of the state; if they have not reached the number of years prescribed by the state, they can pay premiums up to the number of years prescribed by the state.