I. Investment Principles of the Monetary Fund
1. What is a money fund?
Money fund refers to an investment tool that investors put money into short-term money market to realize the investment income of funds. The investment targets of money funds are mainly short-term money markets, including inter-bank market, national debt market and money market.
2. Investment principles of the IMF.
The investment principle of money fund is to invest investors' funds in short-term money market and obtain investment income through the portfolio structure. The portfolio structure of money funds can be divided into two categories: one is directional portfolio, that is, investing funds in a specific financial product; The other is portfolio investment, that is, investing funds in a variety of financial products to obtain more investment income.
Second, the income of investors.
1, the source of investors' income
Investors' income mainly comes from the income of financial products in the portfolio, including bond interest income, money market fund interest income, money market fund money income, money market fund investment income and so on.
2. Calculation of investor's income
The income of investors can be calculated by the income of investment products in the portfolio. The specific calculation method is: the total income of investment products in the portfolio is divided by the total assets of investment products in the portfolio, and the investor's income can be obtained.
Third, the return of the portfolio.
1, return on portfolio
Portfolio income refers to the total income of all investment products in the portfolio, including bond interest income, money market fund interest income, money market fund monetary income, money market fund investment income and so on.
2. Portfolio income calculation
The income of portfolio can be calculated by the income of investment products in portfolio. The specific calculation method is: the total income of investment products in the portfolio is divided by the total assets of investment products in the portfolio to get the portfolio income.
Conclusion: From the above analysis, it can be seen that the income calculation of the money fund mainly depends on the investment structure of the portfolio, and investors can choose the appropriate portfolio according to their risk tolerance, so as to obtain higher investment income. In addition, investors can also know the income of the portfolio by calculating the income of the portfolio, so as to better grasp the market dynamics and realize the investment income.
This paper expounds in detail how to calculate the income of the money fund, and comprehensively analyzes the income calculation method of the money fund from the aspects of the investment principle of the money fund, the income of investors and the income of the portfolio, so as to provide more investment knowledge reference for investors. Investors can choose a suitable investment portfolio according to their risk tolerance, so as to obtain a higher return on investment. At the same time, investors can also know the income of the portfolio through the income calculation of the portfolio, so as to better grasp the market dynamics and realize the investment income.