What's the matter with the continuous decline of wealth management products recently?
The recent decline in wealth management products is mainly affected by the bond market. Recently, bonds are in a state of decline, and wealth management products with bonds as the main investment varieties will naturally fall. On the other hand, money funds, equity funds and other wealth management products are naturally less affected because of the low proportion of investment bonds, and their income will not keep falling.
Can I redeem it in advance?
Under normal circumstances, wealth management products can be redeemed in advance, but if investors buy closed-end wealth management products, they cannot be redeemed, and they can only be redeemed when the wealth management products are open. And users should pay attention to it when redeeming. Some wealth management products need to be redeemed if they are held for less than 7 days.
In short, it is normal for wealth management products to fluctuate occasionally. Whether investors want to redeem in advance depends mainly on their own needs. After all, financial management is about eggs not being put in the same basket. If investors hold a small proportion of wealth management products with bonds as their main investment products, they may wish to wait patiently, and the rise of wealth management products may be ushered in later.