fundamental analysis
After the user pays the social security according to the standard, the examination fee, delivery fee, operation fee, hospitalization fee and medicine fee of the female worker's childbirth shall be paid by the maternity insurance fund. Moreover, after the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth will be paid by the maternity insurance fund.
Personal recommendation
As far as maternity insurance is concerned, it is one of the five insurances and one gold. According to China's rigid regulations, employers must pay wages for workers. Therefore, if the employer refuses to pay in life, it must learn to take up legal weapons to defend its legitimate rights and interests. Because there is no personal account for maternity insurance, you can't check the personal account for maternity insurance, but you can call social security. 12333. At the same time, you can also go directly to the Social Security Bureau for consultation with relevant certificates. However, it should be noted that inquiries must be made on weekdays, or you can log on to the website of the local social security bureau and enter your personal ID number and social security card number password to obtain the details of my maternity insurance payment.
Description of reimbursement amount standard of maternity insurance
According to the regulations, the examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for female workers' childbirth shall be paid by the maternity insurance fund. The medical service fee and medicine fee (including self-funded medicine and nutritional medicine) exceeding the prescribed amount shall be borne by the employees themselves.
After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits.
1. Maternity insurance is applicable to employed or unemployed women who have urban household registration and participate in urban social insurance in this city.
2. Payment base: the employer pays the urban endowment insurance premium and the employer pays the urban maternity insurance premium.
3. Payment regulations: The employer pays the urban maternity insurance premium at 0.8% of the payment base every month. Individuals do not pay urban maternity insurance premiums.
4. Duration of maternity allowance: if you are pregnant for more than 7 months (including 7 months), you will enjoy 3 months. Premature delivery after 7 months of pregnancy, enjoy 3 months. If you are pregnant for more than 3 months (including 3 months) and have an abortion for less than 7 months, you can enjoy 1.5 months. Pregnancy less than 3 months, abortion or ectopic pregnancy enjoy 1 month.