Legal analysis: As long as it is covered by agricultural insurance, the insurance company will pay. Agricultural subsidies are generally difficult to obtain, depending on local storms and local government policies. Life problems can apply to the Civil Affairs Bureau for difficult subsidies. This is caused by natural disasters. Generally, you can't apply for subsidies, but if it is a large-scale typhoon, you will get appropriate subsidies from the state. (1) The risk of natural disasters should generally be borne by the operators themselves, and the state has not stipulated that subsidies should be given in case of natural disasters. (2) Agricultural growers can resolve and share risks by taking out agricultural insurance in advance. (3) Insurance companies will carry out agricultural planting insurance activities in China every year, specifically consulting local township governments to avoid their own losses in the future.

Legal basis: Regulations on Natural Disaster Relief Article 4 The people's governments at or above the county level shall incorporate natural disaster relief into the national economic and social development plan, establish and improve the fund and material guarantee mechanism to meet the needs of natural disaster relief, and incorporate natural disaster relief funds and natural disaster relief funds arranged by the people's government into the financial budget.

"Regulations on Natural Disaster Relief" Article 5 Villagers' committees, residents' committees and social organizations such as the Red Cross, charities and public offering foundations shall assist the people's governments in carrying out natural disaster relief work according to law. The state encourages and guides units and individuals to participate in activities such as natural disaster relief, donation and voluntary service.