1. The bank counter purchase fee is the most expensive, generally1.5%; Closed-end funds and LOF funds can be purchased in stock trading accounts of securities companies, and commissions are charged for on-site purchases, which are charged according to stocks. No stamp duty; Commission According to the regulations of your securities company, generally, after the fund trading account of a securities company is opened, you can buy the funds he represents. The discount depends on the regulations of the securities company and the fund company, and some funds are discounted and some are not. The cost ranges from 0.6% to 1.5%. Online banking also depends on the types of funds sold by banks, some with discounts and some without discounts. The minimum subscription fee of 0.6% for Bank of Communications and Xingye is relatively cheap, and ICBC/CCB generally gives a 20% discount. Other banks. I don't know. You can read the bank announcement. Direct selling by fund companies: Direct selling funds are generally 60% off, that is, 0.6%, plus the transfer fee of online banking, which is about 2 yuan each. Because direct sales should also be purchased from your online banking. 2. Fixed investment can be handled at the bank counter, fund companies, online banking, or direct sales on the fund company's website. No matter where you buy it, it depends on whether the fund you want is sold in this place. Because some funds are sold by almost all banks, and some funds are sold by only some banks and securities companies. I think it is more convenient to apply for online banking. I have fixed investment in ICBC and Bank of Communications, and the announcement says 20% discount. However, the procedures show that Bank of Communications is still a few cents cheaper than ICBC. I don't know how they calculate it. For example, my fund is also invested by 300 yuan. ICBC charges 3.54 yuan and Bank of Communications charges 2.85 yuan. 3. floor trading is the same as buying stocks, losing money when buying at a high point and making a profit when buying at a low point. On-site trading is trading in the stock account of a securities company. Commission does not charge stamp duty and handling fee. Different securities companies have different commissions, which are 2%, 2.25%, 2.5% and 3%. OTC is direct selling on the website of a bank or fund company. The subscription fee is generally 1.5%, which is purchased according to the principle of unknown price. Only at the closing of the night will you know how much your fund has bought.