Will the rise and fall of funds affect deposits?
The rise and fall of the fund will not affect deposits, but only the money held by the fund. For example, if an investor buys a fund and the purchase amount is 1000 yuan, then when the fund goes up or down, this 1000 yuan is equivalent to the principal.
Suppose you buy a fund of 1 1,000 yuan, and you buy a stock fund, and the fund's income on that day is 3%, so the money earned is: 1 1,000 * 3% = 30 yuan. If the fund market is not good, the fund will fall by 3%, that is, 30 yuan will lose money, and the risk and return of the fund are relative.
Will the rise and fall of the fund affect my other money?
The rise and fall of the fund will not affect other money, but it will fluctuate with the money already bought, so if you can't bear the big risk, you should give priority to the fund with small risk and reduce the subscription amount appropriately, which can also reduce the risk.
If you don't want to take any risks and just want to protect the principal, then don't buy a fund, you can consider a time deposit, because the fund has risks and losses, so buying a time deposit can protect the principal and interest, which is highly safe.