This paper mainly discusses the time when the funds arrive after redemption. Fund redemption refers to the behavior of investors selling and cashing in their fund shares. After the fund is redeemed, investors are usually concerned about the time when the funds arrive, because it is related to whether investors can use, transfer or reinvest these funds in time.
The process of fund redemption includes investors submitting redemption applications, fund companies reviewing redemption applications, allocating redemption funds and receiving funds. Under normal circumstances, investors submit redemption applications through the fund company official website, mobile phone applications or offline channels, and the fund company will review the application after receiving it, and decide whether to accept redemption according to the relevant regulations of the fund. If approved, the fund company will transfer the redemption funds into the investor's bank account within a certain period of time.
Factors affecting the arrival time of redemption funds will be affected by many factors, including but not limited to:
Internal processing flow of fund companies: The internal processing flow of different fund companies may be different, which will affect the processing speed of redemption funds. Redemption application time: if an investor submits a redemption application before the deadline stipulated by the fund company, it will generally be handled on the next working day; If the investor submits the redemption application after the deadline, it will be postponed to the next working day. Redemption amount: A larger redemption amount may take longer to review and transfer. Bank processing time: Redemption funds will eventually be transferred to the investor's bank account, and the processing time of the bank will also affect the speed of fund arrival. Under normal circumstances, the time for funds to arrive in the account is generally 65438+ 0-3 working days after fund redemption. This time is based on the processing speed of most fund companies and banks. During this time, investors can expect the redeemed funds to reach their bank accounts.
Time of receipt of funds under special circumstances In some special circumstances, the time of receipt of redemption funds may be extended. For example:
Statutory holidays: If the investor's redemption application falls on a statutory holiday, banks and fund companies may delay processing due to the holiday. System failure or adjustment: If the system of the fund company or bank fails or adjusts, the redemption funds may be delayed. Other force majeure factors, such as natural disasters, control and other reasons, may also affect the time when funds arrive. Matters that investors should pay attention to Investors should pay attention to the following matters regarding the time when funds arrive after fund redemption:
Understand the regulations of fund companies: different fund companies may have different redemption processing time. Investors can understand the relevant regulations of fund companies when choosing funds. Plan the use of funds in advance: As the time for funds to arrive in the account may be delayed after redemption, investors should plan the use of funds in advance before redemption to avoid inconvenience. Keep in touch: If the redemption funds have not yet arrived, investors can contact the fund company or bank in time to find out the specific situation and consult the solution. After the fund is redeemed, the time when the funds arrive depends on many factors. Usually 1-3 working days. Investors should pay attention to the above matters when redeeming funds and arrange the use of funds reasonably.
Don't be ridiculous!
Do you distinguish between QDII, QFII, ETF and LOF?