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What are the financing methods of real estate?
As the first link of industrial chain, financing channel needs the support of financial industry and perfect capital market. However, different projects, different links or different real estate companies in real estate development have different risks and financing needs. I think the financing structure that is more suitable for real estate is as follows:

1, own funds

Developers use their own capital or expand their own capital base through various channels. The funds raised through this channel can be held by developers for a long time, controlled by themselves and used flexibly; The necessary self-owned funds are also a hard "threshold" set by the state for developers.

2. Advance payment for the house

It is usually welcomed by buyers and sellers, because for developers, sales rebate is the best and lowest risk financing method. The funds withdrawn in advance can be used for engineering construction, alleviating the pressure on its own funds and transferring some market risks to buyers; For the buyer, due to the use of a small amount of funds, it can obtain greater expected value-added benefits.

3. Bank loans

The development of real estate projects is highly dependent on bank loans, which has always been the main financing method for real estate development enterprises. According to conservative estimates, more than 50% of real estate development funds come from bank loans, and at least 70% should be included in the advance payment of construction enterprises and deferred payment of suppliers' materials.

Among the financing platforms, Mingde Capital Ecosphere is more reliable. Not only do they make their own investments, but also have more than 2,400 cooperative fund resources, which are committed to helping small and medium-sized enterprises improve their business level and promote equity financing. If you are not sure which financing platform is reliable, it is recommended to try the Mingde Capital Ecosphere. "

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