Whether in banks, brokers, third-party platforms or fund company websites.

Money funds can be redeemed at the bank counter, but this is the most primitive and stupid way.

However, it should be noted that the application for that day should be submitted in the bank before the trading day 15:00.

For example, if it is submitted after Friday 15:00, then Monday is the application (Saturday and Sunday are not trading days).

It seems that ordinary banks can't submit it after the counter trading day 15:00. I see, and it's been useless for a long time.

Second, you can choose to redeem in whole or in part.

Third, it is generally not recommended to buy it at the bank now.

Because the direct purchase in the bank, the sales channel is consignment, and the purchase and sale channel on the fund company's website is direct sales.

Only fund companies' website direct selling and Internet direct selling monetary funds can support the realization of T+0 fast application.

The redemption time for banks to buy money funds is generally T+2 or even T+3 working days.

Compared with all kinds of websites with direct sales of "treasure" products, all e-commerce platforms are open to T+0 real-time redemption.

No advantage. Therefore, it is generally best not to buy it in the bank.

As long as there is no announcement to suspend quick redemption,

You can achieve quick receipt (but pay attention to the redemption limit)