As far as interest rate is concerned, the current change pass is better than Yu 'ebao. However, this interest rate fluctuates, so you can check the interest rate in real time before making a choice. In other respects, Yu 'ebao or WeChat Coin Pass are similar, both of which are current and flexible.

Both Yu 'ebao and Bitong have existing cash withdrawal functions. Compared with the regular fixed investment of banks and funds, Yu 'ebao and Bitong are more flexible. Moreover, after taking out part of the money, the remaining money can continue to operate in Yu 'ebao and Cointong, and there will be a certain income every day, but the income will decrease with the decrease of the amount.

I. Introduction of Yu 'ebao

Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao.

Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China.

2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.

Secondly, the passport of change is introduced.

Change Pass is a monetary fund product launched by Tencent's subsidiaries in cooperation with a number of financial institutions, which can be used for payment. Users can directly use the money in the change account for consumption, such as transferring money, issuing red envelopes, scanning code payment, and returning credit cards. At the same time, when the funds in the change account are not used, the income can be automatically obtained. Bank cards are transferred in and out free of charge, which is convenient for temporary transfer of funds to earn income; You can also set up automatic transfer of salary cards, automatic transfer of monthly pocket money and automatic generation of bills.

Users can use WeChat-I-Pay-Wallet-Change to open or use the change pass to relax. Users can transfer WeChat change or bank debit card funds to the change link, and funds transferred from bank cards can be transferred back to bank cards or change for free. Funds transferred from change can only be transferred back to change, and there is no handling fee for transfer.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 8.0. 16