Monetary fund

Monetary fund assets mainly invest in short-term securities such as treasury bonds, central bank bills, short-term treasury bonds and interbank deposits, with stable returns, high security and strong liquidity, and have the characteristics of "quasi-savings".

Our commonly used Yu 'ebao and Zero Connect are typical money funds.

The money fund is a good cash management tool, with an annualized income of about 1.5%~3%, and the money needed for three months can be put here.

National debt reverse repurchase

The reverse repurchase of national debt is essentially a short-term loan. Generally speaking, we lend money to others and get fixed interest. Others use national debt as collateral to repay the principal and interest at maturity. Super safe, equivalent to national debt.

There are 1 day, 2 days, 3 days, 4 days, 7 days, 14 days, 28 days, 9 1 day and 182 days, and the income is slightly higher than that of the money fund.

When these markets are short of money during holidays, the end of the season and the end of the year, the yield of reverse repurchase will be higher, sometimes even exceeding 8%.

convertible security

Convertible bonds are bonds issued by listed companies, which can be converted into shares of listed companies within a certain period of time, with long-term growth potential of stocks and security of bonds. Advantages of fixed income.

There are seven profit models, such as grabbing power, matching debts, making new ones, double low-poor cakes, Li, gu debt linkage, and demon debt speculation. The new one is more suitable for novice Xiaobai, that is, buying on the first day of issue, paying after winning the prize, and then waiting for listing and selling to earn the difference.

Pure debt fund

Pure debt fund is a fund that specializes in investing in bonds. Bonds are issued by enterprises and countries and have the same characteristics: they have a certain term, and the principal and interest will be returned at maturity, and the interest is higher than that of bank deposits. Therefore, the risk of pure debt funds is also relatively low.

Pure debt fund is not a product with guaranteed capital and interest, and it may lose money, but the probability is extremely low. We can comprehensively analyze the fund manager, fund net value, fund scale, fund valuation, fund morning star level and historical performance to find excellent products.

Indexed securities investment fund

Index fund is a fund product that takes a specific index as the target index, takes the constituent stocks of the index as the investment object, builds a portfolio by purchasing all or part of the constituent stocks of the index, and tracks the performance of the target index.

At present, the mainstream indexes in the market are the Shanghai and Shenzhen 300 Index, the S&P 500 Index and the Nasdaq 100 Index.

Buffett said that buying index funds means buying national wealth. As long as you believe that the economy of the Guo family you choose is getting better and better, the index fund will keep going up.