1. Investors need to pay the corresponding handling fee when purchasing the fund for the first time. Even if the net value of the fund rises, as long as the net value does not exceed the handling fee of the investor, the investor will find that his fund is losing money;

2. The Fund is a long-term holding investment, and the redemption fee of the Fund is determined according to the holding time of the Fund. If the increased net value of the fund cannot cover the redemption fee, investors will find losses after redeeming the fund;

3. Buy funds at a high level. Even if the fund keeps rising before investors make a subscription, it does not mean that the fund can keep rising. On the contrary, with the increase of capital, the rising space of capital is shrinking, and the investment risk of investors will increase. If investors buy a fund near the apex, even if the fund only fluctuates normally, investors are likely to lose money;

4. follow the trend to buy funds. If the media and investors recommend a fund, the fund will become a hot spot for investment, and a large number of investors will start investing in the fund, which will easily lead to the inflated fund. After investors who follow the trend enter, such funds are likely to fall all the way.

Ping An Bank sells a variety of funds on a commission basis, and the regulations of each fund are different. Details and purchases can be found in Ping An Pocket Bank APP- Finance-Fund.

Tips: The above instructions are for reference only and do not make any suggestions. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Reply time: 2021-12-15. Please refer to the latest business changes announced by Ping An Bank in official website.