First of all, Public Offering of Fund and private equity funds issue funds to investors in different ways.
As the name implies, a public offering fund is a public offering, that is, investors who promote and buy public offering funds for the whole society are public investors; Private equity funds, as the name implies, are not publicly issued. The issuer and investors are specific investors, investors with limited capital or investment ability, and the number of investors will be limited according to the products.
Second, Public Offering of Fund and private equity funds have different investment directions.
Public offering funds mainly focus on the stock market, covering bonds, currencies and some overseas assets. From the name, it can be divided into partial stock funds and partial stock funds, and there are strict restrictions on the types, proportions and collocation of public offerings; Private equity funds invest according to the agreement, involving financial products such as stock market, futures, funds and equity. Private equity is more flexible and can be agreed upon by agreement.
Extended data:
Strict supervision of Public Offering of Fund and private equity funds.
The public offering of funds must be subject to strict regulatory requirements and strict legal restrictions. Investment information and other contents need to be disclosed in accordance with fund management regulations, which has high openness and transparency. Private equity funds only implement the filing system, and investors can query relevant information through special websites, which is highly confidential. Most private investors have no idea where their private funds will eventually put their money.
Risks and benefits of Public Offering of Fund and private equity funds.
Public Offering of Fund is more liquid than private equity funds. As long as it is open in Public Offering of Fund, it can be redeemed (sold) at any time, while private equity funds can only be redeemed during the opening period; Public Offering of Fund Company has dozens to hundreds of investment research teams to provide strong backing for fund managers' investment, with strict investment process and complete risk control. Private equity funds are smaller than investment research teams. Generally, Public Offering of Fund can outperform private placement in the big bull market, but private placement is flexible, risky and brings more benefits.
Whether to speculate in stocks or funds is not a real multiple-choice question. However, due to the stock market, some retail investors have lost money, and the funds are not as good as speculating in stocks.
Whether to buy a fund is not necessarily tempted by the current performance, but is rationally analyzed through three factors:
First, the previous performance of the fund does not represent the future performance. This year's fund performance depends more on the good performance of the stock index. Since the beginning of this year, although the stock market has experienced ups and downs, it has performed well as a whole, laying the foundation for the good performance of the fund.
Second, since the beginning of this year, the outstanding performance of some industries has certain particularity, which has created conditions and possibilities for the fund to invest in good returns. The structural development of these industries is unsustainable, and it is a phased and accidental factor, which may not necessarily support the future fund investment income.
Third, although the overall investment income of the fund is good, it does not rule out that the investment income of some funds is still not ideal. So buying a fund is as risky as speculating in stocks.