Yesterday, the net fund value of Harvest Steady Fund was 0.924.
The subscription rate of ordinary retail investors is 1.50%, the redemption rate is 0.50%, and the management fee is 1.50%.
Dividends are only paid once: (/fundsdata/open/sum/data6.aspx? Code =070003)
0. 10-03-29 10 yuan (almost 1%)
Cost > current cost > dividend, obviously losing money.
I suggest you open an account with a securities company before buying a fund. The rate is lower than that of the bank, and the costs and benefits are clearly reflected in your account. You can also inquire about online transactions.
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The rate of this fund is too high. You can see that its rate adds up to 3.50%. If you buy a fund, you will only give them 3.5 percentage points a year. There was no dividend in 2008 and 2009, and the dividend in 20 10 was only 1%. What rubbish!
If you want to make a profit, wait until it rises to:1.362 * (1+3.50%-1.0%) =1.396.
Despite the stock market crash in 0708, domestic fund managers are really irresponsible and their performance is really poor.