Specific risks: if there is a big decline in the fund in the early stage, you can still buy a fund with a monthly increase of 10%; If there is no big decline in the fund in the early stage, the fund with a monthly increase of 10% is not recommended to buy, and the probability of loss after buying is relatively high.

Whether investors buy a fund can be determined by the fund valuation, the location of the fund, the performance of the fund investment target, the fund manager, the maximum withdrawal and other indicators.