Common wealth management products include current wealth management products and regular wealth management products. Among them, the current wealth management products are the monetary fund products and innovative deposits of banks, while the types of fixed-term wealth management products are relatively more. Here are several common income calculation methods of wealth management products:

1. Monetary Fund: daily income = (amount confirmed on the same day/10000)* ten thousand income on the same day announced by the fund company.

2. Innovative deposit: daily income = principal * annual interest rate /360.

3. Regular financial management: daily income = principal * annual interest rate /360. Because regular financial management is often closed, the total interest needs to be multiplied by the number of closed days.