There are many ways to buy funds now. In addition to Alipay and WeChat, banks can also buy them. Users who want to buy just need to download the bank APP to register and log in, and find the bank fund page to buy. So, does the bank lose money when buying the foundation? Will you lose money? We have prepared relevant content for everyone, and interested friends will take a look!

First of all, we must know the types of funds. Different types of funds will lead to different risks and returns. Funds can generally be divided into: money funds, bond funds, mixed funds, stock funds, index funds, QDII funds and so on.

If you buy a money fund or a pure debt fund in a bank, the probability of loss is generally small, and the probability of making money is relatively large, but you don't earn much. Basically, there will be no loss unless the principal is sufficient.

If it is a high-risk fund type such as hybrid fund, equity fund, index fund and QDII fund. If you buy in the bank, you will lose money, because the fund fluctuates greatly, and it is easy to rise and fall, but if the fund market is good, the foundation will earn more money.

Therefore, to buy a bank fund, you must choose a good fund to hold for a long time. In addition, when buying funds, try to choose the top-ranked funds. Generally speaking, it depends on the ranking of the fund and the performance ranking of the fund in the past year and three to five years. It is relatively good to choose the top 25% funds for five years, three years and one year.

I hope the above content can help everyone ~