If the fund is a high-quality target, then the loss does not need to be redeemed, and the fund's decline is likely to be affected by the market. If the fund is not a high-quality target, then the redemption of losses is better, and the probability of the fund continuing to fall is greater.

Don't worry too much about the loss of the fund's high-quality target. At this time, jiacang is a better operation mode, because jiacang will reduce the cost of investors. The lower the cost, the less risk investors will take, and the higher the probability of recovering capital or gaining income in the future.