Many investors want to focus on stable income, not lose money, but only make money, so many people will put their money in Yu 'ebao or change pass, because it is essentially a money fund with low risk, relatively stable income and better flexibility, which is deeply loved by most people, but some people are not willing to lose so much money and are a little interested in bond funds. Does the bond fund lose money? Is it risky? We have prepared relevant contents for your reference.

As long as it is financial management, there will be risks. For example, Yu 'ebao and Bitong do not guarantee the principal and interest, and there is also the possibility of losses. However, Yu 'ebao and Bitong have never suffered losses or negative returns, and bond funds are the same, with the possibility of loss of principal.

Bond funds are generally divided into pure bond funds and convertible bond funds, which will be different. The risk of pure bond funds is very small, slightly larger than that of money funds, and the income is slightly higher, but it is relatively stable, basically not losing money for a long time, and it is very likely to make money.

However, the risk of convertible bond funds is slightly greater than that of pure bond funds, and the income is the same. Because the convertible bond fund mainly invests in bonds, it has the risk attribute of bonds.

If the bonds invested by bond funds default, the net value of the funds will drop sharply, which is likely to exceed that of partial stock funds. At this time, the accumulated income will be seriously reduced, and there is the possibility of principal loss.