1. A fund sales organization refers to a fund manager who subscribes, purchases and redeems fund shares in accordance with the law and other institutions that have obtained the qualification of fund consignment business.
2. By 2065438+September 2006, there were a total of commercial banks 14 1 in China (including national commercial banks 18, 73 city commercial banks, 40 rural commercial banks, domestic and foreign-funded corporate banks 10) and 99 securities companies.
3. A fund sales institution shall establish a fund sales applicability management system, which shall at least include the following contents:
1) Ways and means of conducting prudent investigation on fund managers;
(2) The way or method of setting the risk level of fund products and evaluating the risk of fund products;
3) Ways and methods to investigate and evaluate the risk tolerance of fund investors;
4) Method of matching fund products with fund investors.
1, the principle of giving priority to investors' interests. When the interests of fund sales organizations or fund sales personnel conflict with the interests of fund investors, priority should be given to protecting the legitimate interests of fund investors.
2. The principle of comprehensiveness. Fund sales institutions shall regard the applicability of fund sales as an integral part of internal control, run through all business links of fund sales, and understand and evaluate fund managers (or product promoters, the same below), fund products (or fund-related products, the same below) and fund investors.
3. The principle of objectivity. Fund sales institutions shall establish scientific and reasonable methods and set necessary standards and procedures to ensure the implementation of fund sales applicability. The investigation and evaluation of fund managers, fund products and fund investors should be as objective and accurate as possible, and serve as an important basis for fund sales personnel to recommend suitable fund products to fund investors.
4. The principle of timeliness. The risk assessment of fund products and the risk tolerance assessment of fund investors shall be updated in a timely manner according to the actual situation.