Monetary fund contracts generally do not guarantee the safety of the principal, but in fact, due to the nature of the fund, the monetary fund has the lowest risk among all kinds of funds, and there are few principal losses in reality. Generally speaking, money funds are regarded as cash equivalents.

China Merchants Bank has a consignment fund. You can refer to China Merchants Bank's five-star selection fund (/fundpages/openfund/openfundfilter.aspx? Filter=00000050), warm reminder: the fund is risky and needs to be cautious in investment.