Which funds are prone to losses?
1. Funds with excessive short-term returns
Being on Alipay's recommendation list proves that this fund's recent performance is very outstanding, and it also shows that this fund has increased too much in the short term and is likely to face a callback immediately. What those well-known funds do in a year is nothing more than 15%-20% return. Can this increase of more than 20% a month continue? Entering the market at this time is very likely to be quilted.
2. Funds with short term.
Past historical performance is an important indicator to judge the ability of a fund manager. However, it is difficult for a fund manager with a short term to judge whether the achievements made during his term of office come from strength or luck. It takes at least one round of bulls and bears to see if a fund manager is really capable.
3. Funds with too small a scale
The size of the fund's plate can directly show the strength of fund companies and fund managers. If the fund size is too small, it proves that the fund company has not been recognized by the market. If the fund size is less than 50 million for 20 consecutive trading days, it may face liquidation. However, funds that are too large are also difficult to manage and have high risks. Investors are advised to choose 500-500 million funds.
4. New Fund
The new fund has an opening period and is likely to miss the good market. The timing of opening positions is particularly important for newly launched funds, and there is another situation in which new funds bridge the old funds. If you find that the positions of the two funds are the same, but the returns are different, they are basically funds used to bridge the bridge.
5. Single-line fund
For example, the growth of Nuoan is mixed, such as the innovative growth of banks. Rush all the way up when the market is good. When the market changes, it is also such funds that fall first, and their ability to resist risks is poor. Basically, a callback is half a year.
Generally speaking, investors should combine multiple factors to analyze when selecting the base, and can't screen by only one indicator. In addition, the fund does not recommend short-term investment, because the short-term investment of the fund requires a high redemption fee, which is costly and uneconomical. In addition, the stock market is rising for a long time, and the long-term investment of the fund has a high probability of obtaining a higher return. It is recommended that the fund invest for a long time. However, if there are special circumstances in the fund, such as changing the fund manager, then investors.