If the fund you want to buy has been rising and is currently at a high level, you can start, but you must fast-forward and fast-out, and you can't hold it for a long time. Otherwise, once you enter the callback stage, it will be difficult to escape.
If you don't want to be trapped, you must choose the western share, because this share can be sold within 30 days. If you achieve the expected return, you can choose to redeem it, so you can enjoy a round of market rise.