Of course, regarding the specific scope of reimbursement, this should also be determined according to the types of insurance purchased and the deductible. The treatment of cat scratch disease belongs to accidental medical treatment. If there is accidental medical treatment, it can be reimbursed, but generally accidental medical treatment has a deductible, that is, it is not compensated below this deductible, and only the part above the deductible will be reimbursed. Everyone should pay attention to this.
Extended data:
The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".
In the traditional sense, medical insurance refers to raising medical insurance funds among certain insured people in a certain area through mandatory policies and regulations or voluntary contracts handled by specific organizations or institutions.
Medical insurance originated in western Europe and can be traced back to the Middle Ages. With the success of the bourgeois revolution, family workshops were replaced by large industries, and modern industrial teams emerged.
Due to the harsh working environment, epidemics and industrial accidents, workers need corresponding medical care. But their wages are low, and it is difficult for individuals to pay medical expenses.
Therefore, workers in many places spontaneously organized themselves to raise some money for expenses when they were sick.
But this form is not very stable, and the scope is small, and the ability to resist risks is very low.
/kloc-at the end of 0/8 and the beginning of 09, private insurance developed in western Europe and became an important way for the country to raise medical funds.
Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality.
Therefore, the medical insurance system is usually enforced by national legislation and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees.
Medical insurance, like other types of insurance, collects medical insurance premiums from people threatened by diseases in advance in the form of contracts and establishes medical insurance funds; When the insured goes to a medical institution for medical treatment, the medical insurance institution will give him some economic compensation.
Therefore, medical insurance also has two functions of insurance: risk transfer and compensation transfer. That is, the economic losses caused by individual disease risks are distributed to all members threatened by the same risks, and the economic losses caused by diseases are compensated by centralized medical insurance funds.