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What is the difference between partial debt funds and bond funds?
1, different definitions

Partial debt fund is a hybrid fund. Partial debt fund refers to a fund whose assets are mostly invested in bonds. The proportion of general bonds is 50%-70%, and the proportion of stocks is about 20%-40%. Bond funds, also known as bond funds, refer to funds that specialize in investing in bonds. By raising the funds of most investors, we can make portfolio investment in bonds and seek relatively stable returns. The main investment targets of bond funds are government bonds, financial bonds and corporate bonds.

Bond is a bond debt certificate issued to investors by the government, financial institutions, industrial and commercial enterprises and other institutions when they directly borrow money from the society to raise funds, and promise to pay interest at a certain interest rate and repay the principal according to the agreed conditions.

2. The proportion of investment bonds is different

Literally speaking, partial debt funds tend to invest in bonds, not only bonds, but also funds that invest no more than 20% in other types of funds on the basis of investing in bonds. Literally speaking, bond funds are funds that only invest in bonds, and beginners will not invest in other fund varieties.

3. Different due dates

Partial debt funds have no fixed term, because they invest in various bonds, so there is no specific term, and the specific time is generally determined by the fund company. Bond funds have specific maturity dates, such as one year, three years, five years and so on.

4. Different ownership.

The partial debt fund represents a trust relationship, and the two sides of the relationship are mainly investors and managers. Bond fund is a bond relationship, and the relationship between ownership parties is different.

5, the output is different.

There are many types of partial debt funds, so the rate of return is not fixed; The yield of bond funds is fixed, and investors can know its yield before buying. And the income of partial debt funds is generally higher than that of bond funds.

6. Different risks

Partial debt funds invest in a variety of objects, which may include stocks, so the risk will be greater than that of bond funds; Bond funds only invest in bonds, so the risk is smaller than that of partial debt funds.