Whether it is a bull market or a bear market, fund investment fluctuates with market changes, which may go up or down, depending on the actual situation. Funds make money not by long-term holding, but also by short-term holding. However, compared with long-term holding, short-term holding can make money, but it attaches great importance to timing. Simply put, short-term holdings can only make money in a bull market. If it is in a bear market, short-term holdings have little chance of making money, and even greater risk of loss. Long-term holding is easier to make money than short-term holding, because the market will not be in a bear market for a long time, and may return to a bull market in a few years, so the market will return to a bull market, and long-term holding will make money.

If there is investment demand, Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to Ping An Pocket Bank APP- Home-Financial Management-Fund Channel for information and purchase.

Tips:

1. The above contents are for reference only and are not taken as any investment advice. Related products are issued and managed by corresponding platforms or companies, and banks are not responsible for product investment, redemption and risk management;

2. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Response time: 2021-12-21. Please refer to the latest business changes announced by Ping An Bank in official website.