Buying a fund is different from buying stocks. You can see gains and losses on the day you buy stocks, but most funds have no gains on the day they buy them. If you buy it on the weekend, the income time will be delayed. When will the fund you buy on the weekend be profitable? Let's make a small collection for everyone. When will the fund bought on the weekend of 202/kloc-0 have income? Why can't the fund be sold at one time? I hope I can help you.
When will the fund bought at the weekend pay off?
1 Funds bought on weekends will not be profitable until next Tuesday, because funds bought on weekends will not be traded, and funds bought on weekends will be regarded as transactions next Monday. According to the net value at the close of next Monday, the share will be confirmed next Tuesday, and the income will be calculated after the share is confirmed, that is, the income will be calculated next Tuesday.
If you buy a money fund, as long as you have started to make a profit, you will make a profit on weekends and holidays. Since the stock market is closed for trading on weekends, the stock price held by the fund is still the closing price of the previous trading day, so the net value is still the net value of the previous transaction, that is, there is no income.
Why can't the fund be sold at once?
1 IMF. The assets held by the Monetary Fund include principal, transferred expected income and untransferred expected income, among which untransferred expected income cannot be redeemed before transfer. The unfinished expected income is mainly monetary fund, which is paid daily and carried forward every month. Unfinished expected income refers to the expected income that exists in the book at the end of the period but has not been distributed.
2 The Fund is in a closed period. Newly-issued foundations have a closed period, and fund managers will use the raised funds to open positions, and redemption business is generally not supported during the closed period.
3 huge redemption. When there is a huge redemption of the fund, the fund manager can suspend or partially postpone the redemption application according to the provisions of the fund contract and prospectus. The so-called partial deferred redemption means that the fund manager distributes the number of redemption applications of investors in proportion with a share of not less than the total unit share 10%, and some investors can choose to postpone redemption or cancel redemption.
4 mistake the redemption share for the redemption amount. Open-end funds can generally be redeemed in full at one time if there are no special circumstances such as huge redemption. However, the fund implements the principle of unknown price trading, and the redemption share is filled in instead of the redemption amount, which is a different concept. But some people will confuse the two and mistakenly think that they can't all be sold.
What about the liquidation of open-end funds?
1 After the liquidation of the open-end fund, the fund company will distribute the fund assets to the investors according to their shares. Fund liquidation is the liquidation due to the poor performance of the fund, which leads to the inability to continue operation or force majeure, but the probability of fund liquidation is small.
Don't be afraid if you are unlucky to meet the liquidation of the fund, because it doesn't mean that you can't take out the money inside. Wait patiently for clearing and settlement. After the liquidation, the fund company will return the money to the investors according to the current net value of the fund.
However, when the money arrives, the redemption of the fund will definitely be slower than usual, usually two or three months. Of course, it is not impossible to take a long time. Therefore, we must pay attention to avoiding the risk of liquidation at ordinary times, and we must set our minds when we really meet.
Analyze from three aspects