Selling funds at night will be affected if it falls the next day, because selling funds at night belongs to selling after 3 pm and is confirmed according to the net value of the next day. Then the next day's decline will naturally lead to the final decline of investors' funds, so it is best to sell the fund before 3 pm.

Provisions on fund selling: If the fund is sold before 15 in the afternoon of the trading day, the price of the next day has nothing to do with investors. If it is sold after 15 in the afternoon, then the share will be confirmed according to the transaction price of the next day, which is related to investors.

For example, if you sell a fund today, the net value today is 6 yuan 1 000. If you sell it before 3 pm today, you will get 6000 yuan. If it is sold after 3 o'clock this afternoon, it will be counted as tomorrow's net value. If the net value of this fund falls to 5 yuan every share tomorrow, you will finally get 5,000 yuan, excluding the handling fee.

Before investing in funds, you must first understand the relevant rules.

Whether the fund rises or falls on the redemption day depends on the redemption time of the user. When the redemption is submitted before the trading day of the fund 15, it will be included in the fluctuation of the day. If the redemption application is submitted after 15, it shall be calculated according to the net value of the next trading day. Therefore, users should grasp the time when redeeming funds, and avoid redeeming in a position with low net worth. It should be noted that fund redemption cannot be redeemed in case of holidays, and can only be redeemed on the fund trading day. If users need money urgently, they should plan ahead. Moreover, after the fund submits the redemption application, it takes a certain time to arrive at the account, and the arrival time of different funds is different.

When investing in funds, we should distinguish their types, such as money funds, bond funds, mixed funds, index funds, stock funds and so on. If you buy a fund, the higher the risk, the higher the income. However, these funds cannot guarantee the safety of the principal. Only high-risk funds may lose their principal, and money funds will basically not lose their principal.

When investing in funds, you can take the form of fixed investment. For investment funds, you should choose a fund type with large fluctuations in net value. Most users will choose hybrid funds or equity funds. User investment funds can be bought at low points, and the cost will be diluted through long-term repeated purchases. However, it should be noted that the fixed investment of the fund does not guarantee profitability.