Lufax's qualifications are a little old, the background is safe, there are many products and fund insurances, and the risks are different, which is more troublesome to operate;
Love money is recently used, with Fanpujinke in the background and Huaxia Bank Beijing Branch cooperating. The products are not so complicated, mainly zero deposit and whole deposit. The operation is relatively simple, and it arrives every day. What I bought now is three months, and the interest rate is 8.35%.
Both Ai Qianjin and lufax have cooperation with big banks, so the capital guarantee will be safer. I buy love money now because the platform has small and scattered smart loans, and the safety factor will be higher.
Pleasant loan, the first overseas listing, has strong background, low risk and few products, but it seems that it was sued for something last year, which is useless.
You can try Aijianjin and lufax, but if the requirements are simple and clear, I recommend Aijianjin.