No, financial management is different from funds. Financial management is issued by financial institutions, such as banks, brokers, insurance, trusts and other institutions, and bond funds are issued by fund companies. R2 financial management means that the risk level of financial management is R2, which belongs to medium and low risk products. This wealth management product mainly invests in financial products such as time deposits, bonds and interbank deposits, and wealth management belongs to fixed income products.

Bond fund is a kind of fund, with bonds as the investment target, and the proportion of fund assets invested in bonds is not less than 80%, and the fund belongs to floating income products.